Payment methods we accept
Updated 2026-06-05
Viralefy accepts a small, curated set of payment methods. The canonical settlement currency is USDT, pegged 1:1 with USD; everything else is converted at checkout. Local methods are available where they make practical sense — PIX in Brazil, cards in most countries — but the storefront defaults to USD or USDT pricing so the numbers are comparable across markets. There is no signup or KYC for normal orders; checkout is one-shot and tied to the email you provide.
Cards
Visa, Mastercard and the main local card networks are accepted in markets where the processor supports them. The charge appears on your statement as Viralefy or as the processor descriptor for that region. Card payments confirm instantly in most cases. We do not store the card data ourselves; the processor handles tokenisation and 3-D Secure. Refunds to cards go through the original processor and take the usual 5 to 10 business days to appear, depending on the issuer.
PIX (Brazil)
Brazilian customers can pay with PIX, the instant transfer rail run by the Central Bank of Brazil. The checkout shows a QR code and a copy-paste key; payment usually confirms in seconds. PIX amounts are quoted in BRL but the underlying order is still recorded in USDT, so the conversion rate is locked at the moment you open the QR. We do not pre-charge or hold funds — the QR expires after a few minutes if unused.
Crypto: USDT, BTC, ETH
Crypto payments are first-class. USDT on TRC-20 is the most common because the fee is tiny and confirmations are fast. BTC on the main chain and ETH on Ethereum mainnet are also supported. The checkout shows a fresh address per order; sending the exact amount to that address confirms the order once the network reaches the required confirmation count. Sending less than the invoice will leave the order unpaid until the difference lands.
Display currency vs. billing currency
The site can display prices in many currencies as a hint, but the actual billing happens in USD or USDT for non-PIX flows. The currency hint changes the number you see on the card; it does not change which currency is charged. This separation keeps the catalogue consistent across countries and avoids float drift when the storefront is opened in two tabs with different display currencies.